Instructions

LTD Acceptance is a private property and auto insurance carrier that specializes in sports cars and motorcycles. This organization is owned by LTD Capital, a large equity group with over 15 holdings. LTD Acceptance is the parent company’s single largest holding as it drives 70% of total revenue. Due to the inherent risk involved in that segment of the market, many of LTD Acceptance’s competitors do not offer policies for sports cars or motorcycles. This market segment is underserved which is why the organization has 20,000 active policies for a sports car or a motorcycle.

LTD is headquartered in Houston, TX. LTD does not sell insurance directly to the public. Instead, it uses third-party agents to sell its policies. LTD handles all customer service needs including claims intake, policy services, and general questions. The company operates in four states: California, Texas, Louisiana, and Florida. Currently, LTD does not have an active system in place to ensure that its agents are in fact using LTD guidelines to screen potential policyholders. However, no evidence of negligence has emerged so far as the organization has yet to have a year in which it was not profitable. LTD has also had the good fortune of not suffering losses because of natural disasters or catastrophic events.

In your first days of your new role as the senior risk analyst, you know your first task is to complete a framework for adequately identifying risk exposures. During this process, you realize that many of your counterparts lack the basic understanding of how to identify risks. Your supervisor has come to you and asked for a report outlining the importance of identifying risks to support risk management activities and positively impact the company’s bottom line. If your counterparts do not understand your report, you know that you will have minimal support in your efforts to manage the organization’s risks effectively.

For your report, you have been asked to analyze and address the following:

• Why is identifying risk exposures significant? What are the ramifications for organizations that fail to properly identify risks they are exposed to?
• What are the market risks LTD encounters?
• What business risk does LTD encounter in its day-to-day operations?
• What compliance and human capital risks might LTD face?
• How do risk management activities correlate with overall productivity?

The format for your report should be in 2 page business, professional style.

MUST INCLUDE

1.An accurate explanation of why identifying risk exposures is important is included, and two valid ramifications of failing to properly identify risks are cited.

2.two valid market risk exposures for the organization are listed with explanations detailing the source of risk for each.

3.three valid day-to-day business risk exposures are listed with explanations detailing the source of risk for each.

4.one valid potential compliance risk is listed, and at least three valid potential human capital risks are mentioned with explanations detailing the source of risk for each.

5.one specific example is cited to explain how properly managed risk helps firms operate more effectively and efficiently.

****DUE IN 8-10 HOURS! 

Assignment:

In Chapter 12, we talked about stress. Stress is a common phenomenon in healthcare.

Using the attached required reading, Write a complete 4-7 pages paper about stress in healthcare and the impact it can have on employees, organizational performance, the delivery of patient care, etc.  In your paper address the following:

• 1. Define stress – when is it good and when is it bad?
• 2. Identify and describe the different kinds of stress that can occur.
• 3. What does the healthcare environment look like currently?
• 4. Why is stress more prevalent in healthcare? What impact can it have on an organization, employees, and patients?
• 5. Discuss why stress in a healthcare environment may be more of a pressing issue as compared to other industries (be sure to address factors, such as, professional hierarchy, personalities, ethnicity, gender, etc.).
• 6. What can administrators do to address employee stress? What can employees do to better manage stress? Describe if / how employee burnout (due to stress) is impacting the delivery of care.
• 7. Identify some best practices to alleviate the negative effects of stress in the workplace. How should managers behave so that employees experience less stress on the job? What strategies can the organization use so that the employees experience less stress on the job?
• 8. Write established theories to describe stress in a healthcare environment This write-up has to be supported by current facts and literature.

Submission Requirements:

In presenting your work, include the following sections in your paper:

• – Introduction (one-two paragraphs)
• – Case Inquiries Addressed Introduction (body of paper; use sub-sections as you deem necessary)
• – Review and Application of Theory (body of paper; use sub-sections as you deem necessary)
• · You need to demonstrate a significant degree of knowledge regarding the theory you choose
• · Support with theories that are appropriate for each case
• · Recommend you review the existing literature to further explore that theory and how it has been applied
• – Discussion (Tie the theory back to the case problem)
• – Conclusion (one – three paragraphs)
• – References (minimum 10 scholarly references cited in APA style)